Why choose MLTA?

MRTA vs MLTA - What’s the Difference?

When taking a home loan, banks often recommend Mortgage Reducing Term Assurance (MRTA) or Mortgage Level Term Assurance (MLTA). While both protect your home loan, they work very differently.

Protect Your Loved Ones, Not Just the Bank

Unlike MRTA (Mortgage Reducing Term Assurance), which only benefits the bank, MLTA ensures the payout goes to your family if something happens to you.

Flexible & Transferable

If you sell your property or refinance, you can keep your MLTA policy and apply it to your new loan, without starting over.

Peace of Mind Beyond the Mortgage

With MLTA, your family won’t need to sell the house or struggle with loan payments during difficult times — the policy covers it all.

YAG Group Malaysia — Your Ally in Growth & Protection

We help homeowners choose the right MLTA plan that fits their budget and long-term goals.

📞 Contact us today to learn more about protecting your property and your loved ones.